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Roth IRA

You know the value of saving and investing. But when it comes to retirement savings, why face a huge tax bill in the future if you can avoid it? A Roth Individual Retirement Account (IRA) is a great tax-advantage tool to build for a future nest egg.

Whether you are in your 50s and picturing the end of your working years or in your 20s and just starting out, take advantage of a Countryside Bank Roth IRA to help fund your golden years. A Roth IRA uses post-tax dollars and your money can grow tax-free. The IRS sets the income-based rules for this type of IRA, so not everyone qualifies, but if you do, Roth IRA account holders:

  • Save for retirement
  • Let your earnings compound tax-free
  • Take advantage of potential tax advantages (consult your tax advisor)
  • Choose between short- and long-term options
  • Access contributions without tax penalties before age 59½ if conditions are met
Roth IRA