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Credit Card Options & Services

Carry a credit card designed for YOUR business

We understand the importance of convenience when you want to keep your personal credit card expenses separate from your business credit card. That’s why we offer multiple Visa® business credit cards to help you earn valuable rewards and maximize efficiency when running a business.

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Credit Card Offers

    • Visa® Business Platinum Card - Extended Intro Rate Non-Rewards 
      • Pay down your other credit card balances faster with a great low rate for an extended time 
      • Save on interest 
      • Non-Rewards 
      Visa® Business Cash Card - Up to 3% Cash Back 
      • 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services.1 
      • 2% cash back on eligible restaurants and gasoline net purchases1
      • 1% cash back on all other eligible net purchases1
      • No limit on the total cash back you can earn, and you have five years to redeem for cash back1
      • No caps or limited on the cash back you can earn, and you have five years to redeem for cash back1
      • $25 cash back awarded after first purchase2
      Visa® Business Real Rewards Card - 1.5X Unlimited Rewards 
      • Earn 1.5 points monthly for every $1 you spend on eligible net purchases3 (equal to 1.5% Cash Back) 
      • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards3
      • 2,500 bonus rewards points awarded after first purchase2, redeemable for: 
        • $25 Cash Back or
        • Merchandise or
        • Gift Cards or 
        • Save towards Travel 
      Visa® Business Rewards PLUS Card - Up to 3X Rewards 
      • Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline4
      • Earn 1.5 points for every $1 spent of all other eligible net purchases 
      • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards6
      • 20,000 bonus rewards point after you spend $2,000 in the first 3 months4, redeemable for: 
        • $200 Cash Back or 
        • Merchandise or 
        • Gift Cards or 
        • Save towards Travel 

        1Cash Rewards Card: "Cash Back Rewards" are the rewards you can earn under the program. Cash Back Rewards are tracked as points and each $0.01 in Cash Back Rewards earned is equal to 1 point. You may simply see "Cash Back" in marketing material when referring to the rewards you earn.  You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle.  You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your account during each billing cycle for any merchant classified as a supermarket.   The number of additional Points earned on supermarket purchases is unlimited.   In addition, you will earn 2 additional points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this Account.  Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12 month period) will earn at a rate of 1 Point for each dollar of Net Purchases, changed to you Account during each billing cycle. Points expire five years from the end of quarter in which they are earned.     

        2Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles.  First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.  If you're approved for a new Business Rewards PLUS, one-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.  Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.   

        3Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).  Monthly net purchase points will be applied each billing cycle.  Points expire five years from the end of the quarter in which they are earned. 

        4Rewards Plus: Points expire five years from the end of the quarter in which they are earned.  You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account.  You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category").  You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle. 

        Already have an Elan card?  Simply access your account by clicking on the link below. 

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             The creditor and issuer of the above cards is Elan Financial Services.