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Earn CD-Level Interest and Access Multi-Million-Dollar FDIC Insurance 

How does CDARS® work?   
We are a member of a special network - the CDARS® Network.  When your business places a large amount with us, we place the funds into CDs issued by other banks in the Network - in increments of less than the standard FDIC insurance maximum - so that both principal and interest are eligible for FDIC protection.  As a result, your business can receive coverage from many banks while working directly with just us.  

With the CDARS® service your business gets: 

One Bank
Access multi-million-dollar FDIC insurance coverage on CD investments by working directly with just us, the bank you know and trust. 

One Rate
Earn one rate with our bank for each CD maturity and enjoy the option of reinvesting funds through a simple process.  Historically, rates have compared favorably to those of U.S. Treasuries.   

One Statement 
Receive one easy-to-read statement from our bank summarizing all of your business' CD holdings. 

Limits apply.  Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us.   The agreement contains important information and conditions regarding the placement of funds by us.  CDARS is a registered service mark of Promontory Interfinancial Network, LLC.